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https://lsntv.com/videoEmbed/136/the-truth-about-vatican-collusion-with-forced-vax-covid-19-jabs
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Biometrics and the digital wallet revolution. The total number of users set to exceed five (5) billion globally in 2026. New digital wallets will need to include financial offerings that go beyond facilitating payments, such as loans, insurance, investing, and digital banking.
Apr 24, 2023, 9:53 pm EDT | Karine Martinez Biometric Update
Evolving technologies and innovative fintechs are making financial services faster and more convenient than ever. Digital wallets are a prime example, with the total number of users set to exceed 5.2 billion globally in 2026, up from 3.4 billion in 2022.
Of course, there are some who remain skeptical about the security aspect of digital wallets, and biometric authentication technology has emerged as a potential solution. So, as financial technology continues to evolve to meet changing consumer expectations, what’s next for digital wallets, and how will biometrics enhance their next incarnation?
The rise of the super wallet
The last few years not only accelerated growth of electronic payments, but made consumers accustomed to the convenience they offer. Now they expect even more, and a single-function app approach already feels outdated. Looking ahead, new digital wallets will need to include financial offerings that go beyond facilitating payments, such as loans, insurance, investing, and digital banking.
The result will be more financial super apps, or super wallets: each a connected ecosystem where users can manage payments, savings, investments, crypto, budgets, loans, insurance, and more, in one place.
Buy Now Pay Later (BNPL) is sure to play a part in the future of digital wallets, as will new actors in the form of big banks, who are wading into the digital wallet water. Wells Fargo, U.S. Bank, and PNC, are among those who have started to develop their own digital wallet to ‘address long-standing payment problems in e-commerce.’ Whether they are able to offer the functionality, flexibility and innovation of a super wallet to persuade customers to abandon their existing wallets remains to be seen, but no doubt security will be front of mind. After all, achieving supper wallet status means integrating an unprecedented level of third-party components – think BNPL, deals, loyalty offers, and more.
While the growing super app trend is a great step in enhancing the user experience, as well as increasing company bottom lines, risk management needs to be at the forefront of development because the risk of being attacked inside a super app is much greater than a single-purpose app.
Super apps are a goldmine of personal identity information including contact lists, IP addresses, chat histories, web search terms, bank details, transactions, and more, so biometric verification will be needed for that extra layer of authentication, without adding unnecessary friction.
Crypto wallets will leverage biometrics for security
As of August 2022, the number of crypto wallet users reached more than 84 million worldwide, up from around 76 million users the previous year, and the global crypto wallet market size was valued at $8.42 billion.
This is expected to grow even further at a compound annual growth rate (CAGR) of 24.8 percent from 2023 to 2030. But following news that Trezor crypto wallets have fallen victim to phishing attacks, it’s clear there are still security hurdles facing this tech.
Dealing in cryptocurrency is not without risk. Apart from closely monitoring the price volatility, technical complexity and governance, keeping the private keys safe and protecting them from scams and hackers is vital in cryptocurrency trading. Hardware wallet devices are inherently more secure as they hold private keys a secure physical device disconnected from the internet, leaving them less vulnerable to hackers.
As cryptocurrency and crypto wallets increase in popularity, biometrics can help to level up security. The move to introduce biometrics into crypto wallets is already in progress, with some brands evaluating and implementing the technology because it successfully walks the line between security and convenience for crypto users.
A Visa survey conducted last year revealed that 86 percent of consumers were enthused to use biometrics for authentication when making payments, and 70 percent said it was simpler to use than passwords or PINs. This makes biometric technology the perfect partner for the super wallets and crypto wallets of the future.
The next step in the evolution of digital wallets
With so many already embracing digital wallets as a convenient, fast, and secure payment method, could they replace cards and cash altogether and become the new normal? I’m excited to find out as I and the wider team at PPS continue our work at the forefront of the innovations driving the evolution of the digital wallet. I’m confident it’s an evolution that includes multi-factor biometric authentication.
But how can they call on him (Jesus Christ) to save them unless they believe in him (Jesus Christ)? And how can they believe in him (Jesus Christ) if they have never heard about him (Jesus Christ)? And how can they hear about him (Jesus Christ) unless someone tells them?” —Romans 10:14
In His Service,
Night Watchman
Paul Rolland
Night Watchman Ministries
Make Your Decision for Christ NOW!!!!!!! Time is Up!!!!!!!
Jesus Christ’s Offer of Salvation:
The ABCs of Salvation through Jesus Christ (the Lamb)
A. Admit/Acknowledge/Accept that you are sinner. Ask God’s forgiveness and repent of your sins.
. . . “For all have sinned, and come short of the glory of God.” (Romans 3:23).
. . . “As it is written, There is none righteous, no, not one.” (Romans 3:10).
. . . “If we say that we have no sin, we deceive ourselves, and the truth is not in us.” (1 John 1:8).
B. Believe Jesus is Lord. Believe that Jesus Christ is who He claimed to be; that He was both fully God and fully man and that we are saved through His death, burial, and resurrection. Put your trust in Him as your only hope of salvation. Become a son or daughter of God by receiving Christ.
. . . “That whosoever believeth in him should not perish, but have eternal life. For God so loved the world, that he gave his only begotten Son, that whosoever believeth in him should not perish, but have everlasting life. For God sent not his son into the world to condemn the world; but that the world through him might be saved. (John 3:15-17). For whosoever shall call upon the name of the Lord shall be saved.” (Romans 10:13).
C. Call upon His name, Confess with your heart and with your lips that Jesus is your Lord and Savior.
. . . “That if thou shalt confess with thy mouth the Lord Jesus, and shalt believe in thine heart that God hath raised him from the dead, thou shalt be saved. For with the heart man believeth unto righteousness; and with the mouth confession is made unto salvation.” (Romans 10:9-10).
. . . “If we say that we have no sin, we deceive ourselves, and the truth is not in us. If we confess our sins, he is faithful and just to forgive us our sins, and to cleanse us from all unrighteousness. If we say that we have not sinned, we make him a liar, and his word is not in us.” (John 1:8-10).
. . . “And he is the propitiation for our sins: and not for ours only, but also for the sins of the whole world. (John 2:2).
. . . “In this was manifested the love of god toward us, because that God sent his only begotten Son into the world, that we might live through him. And we have seen and do testify that the Father sent the Son to be the Saviour of the world. Whosoever shall confess that Jesus is the Son of God, God dwelleth in him, and he in God.” (1 John 4:9, 14-15).
. . . “But God commendeth his love toward us, in that, while we were yet sinners, Christ died for us. Much more then, being now justified by his blood, we shall be saved from wrath through him. For if, when we were enemies, we were reconciled to God by the death of his Son, much more, being reconciled, we shall be saved by his life.” (Romans 5:8-10).
. . . “For the wages of sin is death; but the gift of God is eternal life through Jesus Christ our Lord.” (Romans 6:23).
. . . “Jesus saith unto them, I am the way, the truth, and the life, no man cometh unto the Father, but by me.” (John 14:6).
. . . “For I am not ashamed of the gospel of Christ: for it is the power of God unto salvation to everyone that believeth.” (Romans 1:16).
. . . “Neither is there salvation in any other: for there is none other name under heaven given among men, whereby we must be saved.” (Acts: 4:12).
. . . “Who will have all men to be saved, and to come unto the knowledge of the truth for there is one God, and one mediator between God and men, the man Christ Jesus.” (1 Timothy 2:4-6).
. . . “For God did not appoint us to suffer wrath but to receive salvation through our Lord Jesus Christ.” (1 Thessalonians 5:9).
. . . “But as many as received him, to them gave the power to become the sons of God, even to them that believe on his name.” (John 1:12).
True Church / Bride of Christ Spared from God’s Wrath:
Romans 5:8-10. “But God commendeth his love toward us, in that, while we were yet sinners, Christ died for us. Much more then, being now justified by his blood, we shall be saved from wrath through him. For if, when we were enemies, we were reconciled to God by the death of his Son, much more, being reconciled, we shall be saved by his life.”
Romans 12:19. Dearly beloved, avenge not yourselves, but rather give place unto wrath: for it is written, Vengeance is mine; I will repay, saith the Lord.
1 Thessalonians 1:10. And to wait for his Son from heaven, whom he raised from the dead, even Jesus, which delivered us from the wrath to come.
1 Thessalonians 5:9. For God hath not appointed us to wrath, but to obtain salvation by our Lord Jesus Christ,
Romans 8:35. Who shall separate us from the love of Christ? shall tribulation, or distress, or persecution, or famine, or nakedness, or peril, or sword?
Jeremiah 30:7. Alas! for that day is great, so that none is like it: it is even the time of Jacob’s trouble, but he shall be saved out of it.
Revelation 3:10 Because thou hast kept the word of my patience, I also will keep thee from the hour of temptation, which shall come upon all the world, to try them that dwell upon the earth.