Cashless Transactions - Mark of the Beast

Working towards a ‘mark, number or name,’ for buying and selling and financial inclusion of the downtrodden, homeless and migrants; Here’s How a Cashless Society Would Affect Day-To-Day Life

False Prophet: Revelation 13:11-17.

11 And I beheld another beast coming up out of the earth; and he had two horns like a lamb, and he spake as a dragon.

12 And he exerciseth all the power of the first beast before him, and causeth the earth and them which dwell therein to worship the first beast, whose deadly wound was healed.

13 And he doeth great wonders, so that he maketh fire come down from heaven on the earth in the sight of men,

14 And deceiveth them that dwell on the earth by the means of those miracles which he had power to do in the sight of the beast; saying to them that dwell on the earth, that they should make an image to the beast, which had the wound by a sword, and did live.

15 And he had power to give life unto the image of the beast, that the image of the beast should both speak, and cause that as many as would not worship the image of the beast should be killed.

16 And he causeth all, both small and great, rich and poor, free and bond, to receive a mark in their right hand, or in their foreheads:

17 And that no man might buy or sell, save he that had the mark, or the name of the beast, or the number of his name.

Revelation 19:20 And the beast was taken, and with him the false prophet that wrought miracles before him, with which he deceived them that had received the mark of the beast, and them that worshipped his image. These both were cast alive into a lake of fire burning with brimstone.

Revelation 16:13 And I saw three unclean spirits like frogs come out of the mouth of the dragon, and out of the mouth of the beast, and out of the mouth of the false prophet.

Revelation 20:10 And the devil that deceived them was cast into the lake of fire and brimstone, where the beast and the false prophet are, and shall be tormented day and night for ever and ever.

The “Document on Human Fraternity” blurs the distinction and changes the meaning of fraternity, extending it to the relationships between peoples of different religions, as if Muslims and Christians are “brothers and sisters” praying to the same God.

Roman Catholicism legitimizes prayers to other deities or religious ideals, silencing the prophetic message of Scripture that we either serve the biblical God or idols. It fails to bear witness to the claims of Jesus Christ as the God-man who came to save those who believe in him, and instead changes the meaning of fraternity by stretching it indiscriminately to all humanity, rather than believers in Jesus only. In so doing, the tenets of the biblical faith are trampled on.

This is a further move away from biblical Christianity. Not being anchored in Scripture alone, not being committed to Christ alone, Roman Catholicism is anxious to extend its ever-expanding catholicity (i.e. all-encompassing embracement) in all directions, even those clearly contrary to the basics of the Christian faith.

Revelation 13:16-17 And he causeth all, both small and great, rich and poor, free and bond, to receive a mark in their right hand, or in their foreheads: And that no man might buy or sell, save he that had the mark, or the name of the beast, or the number of his name.

5G + Biometric Facial/Hand Scanning + Digital/Cashless Transactions + Mark of Approval/Authorization = Tomorrow’s Economy (2020)

Biometric scanning used for migrant/border control, secure identity verification and approval, government benefits, domestic and international travel security, economic inclusion of everyone, buying/selling transactions and fund transfers, instantaneous speed of transaction and convenience, VAT/taxation collection, mobility, social credit score and ranking, population movement and tracking, monitoring political and religious ‘extremism’ (terrorists). ‘Mark, number or name’ for verification and approval.

Working towards a ‘mark, number or name,’ for buying and selling and financial inclusion of the downtrodden, homeless and migrants; Here’s How a Cashless Society Would Affect Day-To-Day Life

PNW August 25, 2020

Have you ever thought about the ramifications of a cashless society? I’m talking about the real, first-person effects, not some ephemeral conspiracy theory. This is bad news for a lot of reasons, not the least of which are the ways it would affect day-to-day life.

Here’s my definition of a cashless society, so we’re all singing from the same songbook:

Cash would no longer be legal tender, therefore you could not make purchases with it, pay bills with it, or spend it in any way.  You would not be able to deposit cash into your bank account so you wouldn’t be able to accept cash for an exchange of goods or services.

Therefore, cash would be nothing more than a worthless piece of paper. 

We’re heading this way. Jose recently wrote that Venezuela is rapidly becoming cashless, and here in the United States a concerning early sign is that there is a “change shortage” which is causing many stores to give you your change on a store loyalty card or invite you to donate that change to some cause.


Think of all the times that cash is an appropriate gift. I’ve always given money, like stuffing a child’s birthday card with a $20 bill or giving a new graduate some cash to put toward college expenses.  When I got married, we received quite a bit of money from various loved ones. 

My dad always gave my daughters some spending money of their own each time we visited and they were surprised and delighted every single time.

However, in a cashless society, there are two problems with this.

First of all, the recipient would not be able to use the cash. He or she would not be able to spend or deposit it.

Secondly, if a monetary gift is given, it would have to be done with a check or electronic transfer. This means that the government (and the Tax Man) would know precisely how much money any person is given. 

That might not be a big deal for the 7-year-old who got $20 from grandpa, but what about the graduate who raked in a couple thousand in gifts from family members to celebrate his or her accomplishments? At what point will the government have their hands out for “their fair share?”

Side Gigs

A lot of folks are really struggling right now with the COVID shutdowns. Jobs have been lost, hours have been cut, and financial problems abound. One of the ways that these people are making ends meet is with side gigs. Folks are cutting grass, cleaning houses, driving for Uber, delivering food, babysitting – they’re coming up with all sorts of ways to make some extra money. A huge percentage of these people are being paid in cash.

But if suddenly you can no longer spend your cash, you’d need to be paid electronically. How many people who don’t already have a business have a merchant account for taking credit or debit cards? There are options like PayPal and Venmo, which take a percentage fee, but they’re going to have to figure out something.

And then, as above, every single bit of this side gig money is traceable and trackable. This could quickly turn your 20 bucks from lawn mowing into $15 after taxes.

Selling Secondhand Goods

Raise your hand if you’ve ever sold something to pay a bill.  Me too! I’ve sold jewelry, furniture, exercise equipment – all sorts of stuff to meet an obligation when in a pinch.  Not only that, but I have a yard sale every single year to downsize the things that I found I don’t really use, which often brings in a few hundred dollars.

How will this work in a cashless society? Well, if you are selling just one larger item, you’d probably end up using some kind of payment app like Venmo or PayPal. On the other hand, a yard sale would be nearly impossible to conduct electronically. Who is really going to be able to sit there and do PayPal transactions all day, especially when folks are buying things that cost 25 cents?

And there we are, down another way of making some quick money.


Lots of folks who work in food service and the beauty industry, just to name two niches, depend on tips to make a living. Generally, tips are collected from tables or paid out at the end of the shift if they were put on a debit card. But…once there is no cash, these tips will have to end up going on a regular paycheck. One hundred percent of this money will be subject to payroll withholdings.

This will mean that a lot of people see a sharp decrease in their earnings, plus they’ll have to wait for their checks to get the money. It puts a lot of power into the hands of the management and it would not be difficult at all for someone to manipulate the amounts the workers have earned.


I’ve written many times about the importance of allowing children to handle their own money. It teaches them responsibility and life skills that will serve them well in the future. (Learn more about talking to your kids about money in this article.) My daughters have had access to money since they were in kindergarten, and possibly before.

Now, how are you going to give a five year old access to money if it’s all electronic? Are they going to end up with their own bank accounts and debit cards? That hardly seems realistic. There is also the option of gift cards, but that means the money can only be spent at certain places, taking away the vital learning curve of saving your money to put it toward a Big Goal. Forget lemonade stands, gifts from Grandpa, or putting change in a piggy bank – these will all be things of the past.

The unbanked or underbanked

Eight million households in the United States are “underbanked” or “unbanked.” This means that they don’t have any kind of bank account due to fees, bad credit, or other obstacles. These people rely on check-cashing businesses that already take a hefty fee to give them the pay they’ve earned. What will they do when this is no longer an option?

Most of the people who are unbanked or underbanked are living under the poverty line already. This would mean that they can no longer pick up side-gigs to make ends meet, they can’t do odd jobs, and getting them any kind of assistance will be more difficult.

Slate reports how the coin shortage is affecting these Americans:

To the average American, this shortage may only cause minor headaches–a harder time paying at a parking meter or exact change required at a coffee shop. But some 8 million American households, or 6 percent of Americans, are “unbanked,” meaning that because of fees and other financial hurdles, they have no checking, savings, or money market account. 

Many rely instead on services such as money orders, pawn shop loans, or payday loans. According to Venky Shankar, a marketing professor at the Center for Retailing Studies at Texas A&M University, Americans who make $25,000 a year or less use cash for around 45 percent of their purchases. 

So those Americans might struggle to pay for essential services without change on hand. They also might find it more stressful to round up or donate their change, should stores ask for it. “For an unbanked or underbanked person, it could leave them in a horrible situation if they don’t have access to the cards,” saidAngela Lyons, a professor of economics at the University of Illinois at Urbana-Champaign. (source)

And this is just a coin shortage. Imagine how difficult it would be if our society became completely cashless.

There is an alarming amount of power in access.

So, we can see this isn’t an ideal situation for any of us.

But even these things are relatively minor in comparison to the potential for abuse against citizens in a cashless society. If every single dime you bring in is tracked and recorded, you will have no financial privacy, and you’ll also be at far more risk. 

Many of us keep some cash savings around the house for emergencies. Even if there is a bank holiday, we’ll be okay because we have the money sitting around to take care of any incidentals while we are unable to access our banked money.

But what happens when things are cashless? All that money we’ve stashed away over the years would have to go into the coffers and we’d lose a certain amount of control.

It’s all well and good when times are okay, but what happens when there’s a Cyprus-style event and the government decides a bail-in is in order? If you don’t recall, back in 2013, billions of dollars were seized from depositors to protect the small country’s banking system. This was done to make good on an $11.6 billion dollar debt owed to creditors outside the country.

If you think that sounds far-fetched – like something that could “never happen here,” it’s incredibly important to note that we already have language that allows for bail-ins here in the United States. 

After the bailouts for the economic crisis of 2008, Congress passed the Dodd-Frank Wall Street Reform and Consumer Act of January 2010, which prohibits government bailouts but allows bail-ins. So, yes, the money in your account could indeed be used to save a floundering bank.

Not only that, but think about the outrageous phenomenon of civil asset forfeiture. If you aren’t familiar with it, that means that an entity can seize your property or money even when you have not been convicted of a crime. Civil asset forfeiture provides billions of dollars to the US Government and local police departments every single year. Imagine how much easier that would be if your wealth was all in one place.

And let me take it just one step further before I take off the tinfoil – think about how many websites, YouTube channels, and social media accounts have been purged and demonetized over the past few years. 

Is it that much of a stretch of the imagination that this could be taken a step further? That perhaps unpopular opinions could be fined and money immediately be withdrawn from the accounts of those who dissent with the status quo?

Maybe I’m just another paranoid conspiracy theorist. But are you actually paranoid when “they” are really out to control you?

In His Service,

Night Watchman

Paul Rolland

Night Watchman Ministries

Make Your Decision for Christ NOW!!!!!!! Time is Up!!!!!!!

Jesus Christ’s Offer of Salvation:

The ABCs of Salvation through Jesus Christ (the Lamb)

A. Admit/Acknowledge/Accept that you are sinner. Ask God’s forgiveness and repent of your sins.

. . . “For all have sinned, and come short of the glory of God.” (Romans 3:23).

. . . “As it is written, There is none righteous, no, not one.” (Romans 3:10).

. . . “If we say that we have no sin, we deceive ourselves, and the truth is not in us.” (1 John 1:8).

B. Believe Jesus is Lord. Believe that Jesus Christ is who He claimed to be; that He was both fully God and fully man and that we are saved through His death, burial, and resurrection. Put your trust in Him as your only hope of salvation. Become a son or daughter of God by receiving Christ.

. . . “That whosoever believeth in him should not perish, but have eternal life. For God so loved the world, that he gave his only begotten Son, that whosoever believeth in him should not perish, but have everlasting life. For God sent not his son into the world to condemn the world; but that the world through him might be saved. (John 3:15-17). For whosoever shall call upon the name of the Lord shall be saved.” (Romans 10:13).

C. Call upon His name, Confess with your heart and with your lips that Jesus is your Lord and Savior.

. . . “That if thou shalt confess with thy mouth the Lord Jesus, and shalt believe in thine heart that God hath raised him from the dead, thou shalt be saved. For with the heart man believeth unto righteousness; and with the mouth confession is made unto salvation.” (Romans 10:9-10).

. . . “If we say that we have no sin, we deceive ourselves, and the truth is not in us. If we confess our sins, he is faithful and just to forgive us our sins, and to cleanse us from all unrighteousness. If we say that we have not sinned, we make him a liar, and his word is not in us.” (John 1:8-10).

. . . “And he is the propitiation for our sins: and not for ours only, but also for the sins of the whole world. (John 2:2).

. . . “In this was manifested the love of god toward us, because that God sent his only begotten Son into the world, that we might live through him. And we have seen and do testify that the Father sent the Son to be the Saviour of the world. Whosoever shall confess that Jesus is the Son of God, God dwelleth in him, and he in God.” (1 John 4:9, 14-15).

. . . “But God commendeth his love toward us, in that, while we were yet sinners, Christ died for us. Much more then, being now justified by his blood, we shall be saved from wrath through him. For if, when we were enemies, we were reconciled to God by the death of his Son, much more, being reconciled, we shall be saved by his life.” (Romans 5:8-10).

. . . “For the wages of sin is death; but the gift of God is eternal life through Jesus Christ our Lord.” (Romans 6:23).

. . . “Jesus saith unto them, I am the way, the truth, and the life, no man cometh unto the Father, but by me.” (John 14:6).

. . . “For I am not ashamed of the gospel of Christ: for it is the power of God unto salvation to everyone that believeth.” (Romans 1:16).

. . . “Neither is there salvation in any other: for there is none other name under heaven given among men, whereby we must be saved.” (Acts: 4:12).

. . . “Who will have all men to be saved, and to come unto the knowledge of the truth for there is one God, and one mediator between God and men, the man Christ Jesus.” (1 Timothy 2:4-6).

. . . “For God did not appoint us to suffer wrath but to receive salvation through our Lord Jesus Christ.” (1 Thessalonians 5:9).

. . . “But as many as received him, to them gave the power to become the sons of God, even to them that believe on his name.” (John 1:12).

True Church / Bride of Christ Spared from God’s Wrath:

 Romans 5:8-10. “But God commendeth his love toward us, in that, while we were yet sinners, Christ died for us. Much more then, being now justified by his blood, we shall be saved from wrath through him. For if, when we were enemies, we were reconciled to God by the death of his Son, much more, being reconciled, we shall be saved by his life.”

Romans 12:19Dearly beloved, avenge not yourselves, but rather give place unto wrath: for it is written, Vengeance is mine; I will repay, saith the Lord.

1 Thessalonians 1:10. And to wait for his Son from heaven, whom he raised from the dead, even Jesus, which delivered us from the wrath to come.

1 Thessalonians 5:9. For God hath not appointed us to wrath, but to obtain salvation by our Lord Jesus Christ,

Romans 8:35. Who shall separate us from the love of Christ? shall tribulation, or distress, or persecution, or famine, or nakedness, or peril, or sword?

Jeremiah 30:7. Alas! for that day is great, so that none is like it: it is even the time of Jacob’s trouble, but he shall be saved out of it.

Revelation 3:10 Because thou hast kept the word of my patience, I also will keep thee from the hour of temptation, which shall come upon all the world, to try them that dwell upon the earth.

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